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超低利率 首次置业 3点5 自住房3点59

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发表于 2018-1-29 | 显示全部楼层
手机已验证:040*****09

生活服务
所在城市:悉尼 NSW Sydney City服务类别:贷款服务
公司名字:N1   Loans公司地址:502,  77 King Street, Sydney NSW 2000
公司网站:www.n1holdings.com.au公司介绍:N1 Loans 是一家总部位于悉尼,创新及多元化的房屋贷款经纪公司。其经商理念为“知己服务,智慧金融”, 其客户不仅来自澳洲本土,也包括大中华及东南亚地区。我们利用先进的金融互联网科技拥有澳大利亚的首个中文房贷产品比较网站 www.chengdai.com.au,线上线下互动的商业模式(online to offline)使其打破传统金融服务格局至贷款申请额度和成交额度连连飙升。并于2016年3月中旬在澳大利亚证券交易所(ASX)正式挂牌交易。
服务内容:房屋贷款,商业贷款,生意贷款服务区域:澳洲全境
联系人:Hunter Zhang  
电话:0450360661/0404737409(下班时间)微信:zhangweihunter
QQ:邮箱:[email protected]

自住房贷款:
?- Interest rates start from 3.5%with offset account

投资房贷款:
- LVR 95% no genuine savings, LVR 85% no LMI

自雇人士简易贷款(low doc):
- No need for any income evidence such as tax return
- Clients are allowed to declare income by themselves and provide Accountant Letter or 4 quarter BAS.
- Interest rate starts from 4.6%
- LVR up to 80% without risk fee

No doc loan(无需任何材料贷款):
- Clients are not required to provide any docs but a contract of sale
- Only available to company buyers
- Interest rate 7.3%
- LVR 65%
- 0.95% of loan amount upfront fee

开发贷款:
- Interest rate 8.95%
- 3.3% of loan amount application fee
- LVR 80% of construction cost or 60% of the whole value

商业贷款(lease doc):
- Clients only need to provide a 12 months lease agreement to run at time of formal loan approval
- Up to 65% LVR
- Loan terms up to 25 years
- Residential proerpty is also acceptable

海外人士贷款 (4 products):

A. 4.5%  - 4.7% . LVR 65%

B. 6.5 % +4.4% of loan amount application fee (it can be deducted from loan)+$2200 upfront fee, LVR 65%

C. 7.99% + 3.3% of loan amount application fee(this is refundable if the loan application is disapproved)+$2200 upfront fee, LVR 70%

D. apartment 8.75%, house and land 10.75%, upfront fee $1600+2.5%+legal/val. Settlement in four weeks. Interest only. Two years term only. No payment in advanced. Payable only at approval except the $1600

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